Liberty Home Guard is our top-rated home warranty company due to its extensive list of optional add-ons and nationwide coverage. 2-10 Home Buyers Warranty is a close second because of its affordability and robust home protection. Meet the expert Jesus Sanchez Garcia is a USA TODAY Homefront senior writer specializing in home warranty research. He…
Home prices and mortgage rates aren’t the only culprits contributing to the high cost of housing. Home maintenance costs present their own obstacles for homeowners, who report their expensive home appliances break down sooner than expected. Ninety-six percent of homeowners have repaired or replaced a major appliance, such as a dishwasher or HVAC system, in…
Buying a house is a big investment, and home maintenance costs linger long after closing. The research team at USA TODAY Homefront found that the typical homeowner spends almost $6,000 on maintenance and repairs each year. Of the 2,000 homeowners surveyed in May 2024, the majority (54%) spent more than planned on home maintenance, and…
A residential service contract is also called a home warranty or home service contract. While it doesn’t protect everything in the home — home warranties don’t typically cover the repair or replacement of structural elements of a home or specialty systems such as solar panels — they do cover the repair and replacement of certain…
Your septic system does a job that most of us don’t want to think about — until that septic system breaks down. A septic clog, blockage or a backup can send you scrambling for a reliable plumber or septic pumper, and the repair can cost thousands of dollars. Having a septic warranty means you’ll know…
Spring is the season of rejuvenation — trees bud, flowers bloom and lawn mowers hum. When the chill of winter finally dissipates, it’s a good time to inspect your home and yard for potential repairs. Regular maintenance on your home can save time and money down the line. Take advantage of spring weather to tackle…
Summer is just around the corner and vacation temperatures are coming in hot. The National Weather Service predicts that from August to October, temperatures will be between 33% and 60% above normal. Staying cool is more than loading up on popsicles, especially if you are on a budget and want to temper your energy bills.…
Our top recommendation for New York residents is Liberty Home Guard because it provides competitive pricing, solid coverage caps and a wide range of additional coverage options. If you prefer more robust system and appliance protection, we recommend American Home Shield. Your home’s major appliances and systems require routine maintenance to ensure they last. However,…
A home warranty might be worth it if your appliances are no longer covered by manufacturer’s warranties and you would rather not save money in an emergency fund. Even so, home warranties aren’t a fit for every homeowner. But they can be worth it under the right circumstances. A home warranty might be an option…
We recommend Liberty Home Guard (LHG) as the best home warranty company for Maryland residents because it offers comprehensive coverage for AC and heating systems, as well as the most optional add-ons in the industry — 42. Our second pick is 2-10 Home Buyers Warranty, which offers one of the lowest-priced appliance coverage plans in…
We recommend Liberty Home Guard in Louisiana for the depth of its HVAC coverage and its reputation for efficient, friendly service. If your air conditioner has a few years on it, a home warranty might provide the financial peace of mind you need in case of an untimely breakdown. We also reviewed other top home…
Home warranty coverage protects homeowners against surprise expenses when household appliances or home systems break down unexpectedly. It also can replace an expired manufacturer’s warranty. By paying a monthly or annual premium — the national averages are $59 and $703, respectively — you can ensure protection for kitchen and laundry appliances, as well as electrical,…
Stepping into a bone-chilling shower might mean your water heater is on its last leg. Instead of sweating the cost of a new water heater, you file a claim, pay the agreed-upon service call fee and await the repair technician. A few replacement parts later, the running water rises to comfortably hot temperatures and you…
A sewer line warranty offers some financial protection for cracked or broken pipes, clogged sewer lines or any other plumbing malfunction. American Home Shield is our top choice for sewer line coverage, primarily because its lowest-priced plan includes robust plumbing coverage. Plumbing issues is a problem you’ll likely run into at some point during homeownership.…
We recommend Liberty Home Guard (LHG) as the best home warranty company for Virginia homeowners because of its extensive HVAC coverage and long list of optional add-ons. If you are more concerned with home warranty plans focusing on appliances than on coverage for home systems, we recommend First American Home Warranty for affordability, reliability and…
We selected Liberty Home Guard (LHG) as New Jersey’s best home warranty company because of its affordable premiums, comprehensive coverage perks and roster of 42 optional add-ons — the most in the industry. The weather in New Jersey can be temperamental. Temperature swings can play havoc with AC and heating, and LHG’s range of HVAC…
Liberty Home Guard’s comprehensive AC coverage makes it our choice for the best home warranty provider serving Florida. This company also offers 42 add-on options, including limited roof-leak repair — a virtual must for coastal homes in the Sunshine State. We also like American Home Shield and 2-10 Home Buyers Warranty for the scope of…
Home warranties are service contracts that companies offer homeowners to cover repairs or replacements for home appliances and systems. However, customers’ general consensus on home warranties isn’t favorable — many customers rate home warranty companies poorly on third-party review sites such as the Better Business Bureau. We found that one of the most common complaints…
Choice Home Warranty (CHW) has favorable plan premiums and service call fees. Still, we don’t recommend the provider due to an ongoing consumer fraud lawsuit filed in 2019 by the Arizona attorney general. Instead, we suggest Liberty Home Guard, a reliable provider with comparably priced plans and a higher average customer rating. We evaluated the…
A home warranty is a contract that covers some of the cost to repair or replace your home’s kitchen appliances, laundry appliances, electrical system, plumbing system and HVAC system. A home warranty plan provides financial predictability if and when a household system fails or an appliance breaks down. It also supplements or replaces an expired…
Before you buy a home warranty plan, you’ll need to conduct rigorous research. Seek to answer the following questions: Homeownership presents its share of challenges, including unexpected repair costs. A home warranty provides a financial cushion for the high expenses associated with appliance and system malfunctions. With careful planning and consideration, buying the best home…
If you buy a brand-new home, you might not think you need a home warranty. Home warranties protect against older appliance and system failures related to wear and tear, which wouldn’t apply to new construction. And even if new components — such as refrigerators, dishwashers and HVAC systems — do fail unexpectedly, they are usually…
Liberty Home Guard, our top pick for home warranty companies serving Pennsylvania, provides comprehensive coverage for almost all major systems and appliances. 2-10 Home Buyers Warranty is another great choice for its HVAC protection. Pennsylvania has a varied climate, so you’ll want to prioritize heating and cooling system protection. To get started, request quotes from…
Our top choice, Liberty Home Guard, offers comprehensive system and appliance coverage within its Total Home Guard plan. Another provider we like, 2-10 Home Buyers Warranty, offers roof-leak repair coverage, which will come in handy as winter snow melts. Ohio’s weather conditions tend toward the extreme, so finding a home warranty provider with solid HVAC…
We recommend Liberty Home Guard (LHG) and American Home Shield (AHS) based on their depth of HVAC coverage, pricing and available add-ons. LHG better suits homeowners with limited budgets, while AHS has higher coverage caps, making it a better option if you own older items. If your air conditioner breaks down during an Arizona heat…
AFC Home Warranty offers customizable home warranty plans with add-on coverage but has higher-than-average costs.
We recommend Liberty Home Guard for a home warranty in Texas because, unlike most home warranty providers, it covers two electric air conditioning units with multiple coverage plans. Texans might also like 2-10 Home Buyers for its attractive coverage perks, such as its Supreme upgrade, which increases appliance and system coverage limits. Our team analyzed…
Liberty Home Guard (LHG) is our top choice for California homes because it covers up to two HVAC units within its standard plans, which is essential for Central Valley summers. Close behind is 2-10 Home Buyers Warranty, with an upgrade package that increases coverage limits for each home system and appliance. Broken systems and appliances…
On average, home warranties cost $94 per month and $1,033 per year. We obtained these averages via our November 2023 survey of 1,000 homeowners. We also pulled quotes from many of the home warranty companies we’ve reviewed to calculate national averages, although this yielded lower numbers — $59 per month and $703 per year. Note…
Elite Home Warranty has a variety of features that make it unique. For example, Elite allows you to choose your preferred service technician to fix your major appliance or system breakdown. Elite also offers up to 30 optional add-ons, allowing you to fully customize your home protection plan. Elite opened its doors in 2020 and…
ARW Home (formerly American Residential Warranty) is a home warranty company that stands out as one of the few home warranty providers serving all 50 states. It offers solid protection plans, covering common household items such as air conditioning systems and refrigerators. Our team analyzed ARW Home’s coverage plans, costs, customer service and extra features…
Select Home Warranty (SHW) is a company geared toward homeowners on a tight budget, providing cost-effective protection plans and a low service call fee. SHW charges well below our national average monthly premium calculation of $55.70 for its entry-level plans. In addition, SHW provides coverage in all states except Nevada, Washington and Wisconsin. However, SHW’s…
Cinch Home Services, founded in 1979, offers some perks other home warranty providers don’t — such as a homeowners insurance deductible reimbursement. Cinch also covers rust and corrosion damage, making it a solid choice if you live in a harsh climate. Our review provides an in-depth look at this popular home warranty company’s other perks,…
As a homeowner, you want to protect your home from the unexpected. This especially rings true if you own an older home with aging major appliances and systems. A home warranty can provide peace of mind by reducing the cost of repairing or replacing your home items. However, what exactly makes a company one of…
2-10 Home Buyers Warranty is one of the original companies that founded the home warranty industry — it has been serving homeowners since 1981 and has built a reputation for comprehensive home protection. The company provides low service call fees and coverage perks that other providers we reviewed don’t. Unexpected breakdowns are part of the…
First American Home Warranty is our top choice for home appliance coverage because of its comprehensive appliance limits. However, First American has limited availability nationwide, and its prices are higher than other providers. To help determine whether First American is the best home warranty for your needs, we scored the provider against our rating methodology.…
Home warranties are service contracts that can help you reduce the cost of repairing or replacing your home appliances and systems. When shopping for a home warranty, consider factors such as customer service, coverage plans, pricing and reputation. We researched, reviewed and rated home warranty companies across the country to help you find the right…
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