Seven Corners travel insurance review 2024
“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.
“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.
BLUEPRINT
Updated 8:50 a.m. UTC May 6, 2024
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Pros
- Emergency medical benefit is $500,000 primary coverage.
- Emergency medical evacuation coverage is $1,000,000 per person.
- Rare $20,000 in non-medical evacuation coverage.
Cons
- More expensive than top-scoring competitor plans.
- No “cancel for work reasons” coverage.
- Missed connections coverage of $1,500 per person is only for cruises and tours.
Why trust our travel insurance experts
Our travel insurance experts evaluate hundreds of insurance products and analyze thousands of data points to help you find the best trip insurance for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.
- 1,855 coverage details evaluated.
- 567 rates reviewed.
- 5 levels of fact-checking.
Seven Corners travel insurance plans
Seven Corners offers a variety of travel insurance plans for leisure trips, business trips, student trips and group trips. It also has options for travelers looking for travel medical insurance and annual travel insurance.
Trip Protection Basic
Seven Corners’ Trip Protection Basic plan gets 5 stars in our rating of the best “cancel for any reason” travel insurance. It is more affordable than Trip Protection Choice, but the coverage limits are lower.
This basic travel insurance plan includes the following benefits.
- Trip cancellation insurance: Coverage for 100% of your prepaid, nonrefundable trip expenses, up to $30,000.
- Trip interruption insurance: 100% coverage of your nonrefundable insured trip cost.
- Trip delay insurance: $200 per day per person, up to a maximum of $600, after a delay of at least six hours.
- Travel medical insurance: $100,000 per person in secondary medical coverage — this means you’ll have to file a claim with your health insurance first.
- Emergency medical evacuation: $250,000 per person.
With this plan, you also have the option to add rental car coverage, sports and golf equipment coverage, “trip interruption for any reason” (IFAR) coverage and “cancel for any reason” (CFAR) coverage that would cover up to 75% of nonrefundable trip costs.
Trip Protection Choice
Seven Corners’ Trip Protection Choice plan gets 3 stars in our rating of the best travel insurance, in large part due to its higher cost. But that doesn’t mean it isn’t worth considering.
This travel insurance plan provides all the benefits of the Trip Protection Basic plan, with higher coverage limits.
- Trip cancellation insurance: Coverage increases to $100,000 per person.
- Travel medical insurance: Emergency medical benefits go from $100,000 per person in secondary coverage with the Basic plan to $500,000 per person in primary coverage.
- Emergency medical evacuation: This benefit jumps from $250,000 per person to $1,000,000 per person with the Choice plan.
The Trip Protection Choice plan also includes a pre-existing medical condition exclusion waiver (provided conditions are met), accidental death and dismemberment benefits and coverage for pet kennels of $100 per day up to a maximum of $500.
With this plan, you have the option to purchase add-on coverage for an increased cost.
- Rental car coverage: Provides up to $35,000 if your rental car is stolen or damaged due to collision, theft, vandalism or natural disaster.
- Sports and golf equipment rental: Provides up to $5,000 to reimburse you for the cost of renting sports or golf equipment if yours is lost, stolen, damaged or delayed by a common carrier for more than six hours.
- “Cancel for any reason” (CFAR) coverage: Reimburses up to 75% of your prepaid, nonrefundable trip cost if you choose to cancel your trip at least two days before your scheduled departure date.
- “Interruption for any reason” (IFAR) coverage: Reimburses up to 75% of your prepaid, nonrefundable trip cost and provides additional transportation expenses if you interrupt a trip at least 48 hours after the scheduled departure date. To get this upgrade, you have to buy it within 20 days of your first trip payment.
Comparing Seven Corners travel insurance plans
| TRAVEL INSURANCE BENEFIT | TRIP PROTECTION BASIC | TRIP PROTECTION CHOICE |
|---|---|---|
Trip cancellation
| 100% of total trip cost
(Up to $30,000 per person)
| 100% of total trip cost
(Up to $100,000 per person)
|
Trip interruption
| 100%
| 150%
|
Trip delay
(after 6 hours)
| $200 per person, per day
| $250 per person, per day
|
Emergency medical expense
| $100,000
Secondary Coverage
| $500,000
Primary Coverage
|
Emergency medical evacuation
| $250,000
| $1,000,000
|
Pre-existing medical condition exclusion waiver
| Not included
| Coverage for pre-existing conditions can be provided if you meet the requirements in the plan document
|
Baggage and personal effects
| $500
| $2,500
|
What Seven Corners doesn't cover
Seven Corners travel insurance does not cover every single situation that may arise during your travels. Like other travel insurance companies, Seven Corners’s plans contain exclusions, which is why it is always a good idea to review your policy’s fine print.
Here are some examples of exclusions in the Trip Protection Choice plan:
- Air travel on privately owned aircraft.
- Elective treatment and procedures.
- Mental health care.
- Normal pregnancy.
- Routine physical examinations or routine dental care.
- Suicide or attempted suicide or any intentionally self-inflicted injury.
Seven Corners travel insurance rates
The pricing for Seven Corners travel insurance will vary based on your age, destination, the length and cost of your trip, which plan you choose and whether to upgrade to “cancel for any reason” (CFAR) coverage.
Here are some example quotes for Seven Corners’ Trip Protection Choice plan.
| SAMPLE TRIP | TRIP PROTECTION CHOICE |
|---|---|
Two travelers age 30, $3,000 trip cost, traveling to Mexico for eight days without CFAR
| $158
|
Two travelers age 30, $3,000 trip cost, traveling to Mexico for eight days with CFAR
| $224
|
Two travelers age 70, $3,000 trip cost, traveling to Mexico for eight days without CFAR
| $286
|
Two travelers age 70, $3,000 trip cost, traveling to Mexico for eight days with CFAR
| $406
|
Two travelers age 65, $6,000 trip cost, traveling to Italy for 17 days without CFAR
| $512
|
Two travelers age 65, $6,000 trip cost, traveling to Italy for 17 days with CFAR
| $727
|
Seven Corners annual travel insurance
Seven Corners also sells annual travel insurance for frequent travelers.
The Trip Protection Annual Multi-Trip plan includes coverage for all your trips throughout the year, as long as each one lasts less than 40 days. Benefits include:
- Trip cancellation. Choose from four levels of coverage up to $10,000.
- Trip interruption. Reimburses up to 150% of prepaid, nonrefundable trip costs.
- Trip delay. Reimburses up to $200 per day, $2,000 per year. This covers meal costs, local transportation and accommodations following a delay of at least six hours.
Compare the best travel insurance companies of 2024
| TRAVEL INSURANCE COMPANY | TOP-SCORING PLAN | OUR RATING | MEDICAL BENEFITS PER PERSON | EVACUATION LIMITS PER PERSON | LEARN MORE | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Atlas Journey Preferred | $250,000 primary coverage | $1,000,000 | Compare Quotes Via TravelInsurance.com’s website | |||||||||
| ||||||||||||
 Travel Insured International | Worldwide Trip Protector | $100,000 primary coverage | $1,000,000 | Compare Quotes Via TravelInsurance.com’s website | ||||||||
| ||||||||||||
| Classic | $100,000 primary coverage | $1,000,000 | Compare Quotes Via TravelInsurance.com’s website | |||||||||
| ||||||||||||
| Go Ready Choice | $50,000 secondary coverage | $250,000 | Compare Quotes Via TravelInsurance.com’s website | |||||||||
| ||||||||||||
| Travel Select | $50,000 primary coverage | $500,000 | Compare Quotes Via TravelInsurance.com’s website | |||||||||
| ||||||||||||
| Travel Guard Preferred | $50,000 primary coverage | $500,000 | Compare Quotes Via TravelInsurance.com’s website | |||||||||
| ||||||||||||
| Cruise Choice | $100,000 secondary coverage | $500,000 | Compare Quotes Via TravelInsurance.com’s website | |||||||||
| ||||||||||||
 Seven Corners | Trip Protection Choice | $500,000 primary coverage | $1,000,000 | Compare Quotes Via TravelInsurance.com’s website | ||||||||
|
Methodology
Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance of 2024. For companies with more than one travel insurance plan, we shared information about the highest-scoring plan.
Insurers could score up to 100 points based on the following factors:
- Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles:$3,000, 8-day trip to Mexico for two travelers age 30.
- $3,000, 8-day trip to Mexico for two travelers age 30.
- $3,000, 8-day trip to Mexico for two travelers age 70.
- $6,000, 17-day trip to Italy for two travelers age 40.
- $6,000, 17-day trip to Italy for two travelers age 65.
- $15,000, 17-day trip to Italy for four travelers ages 40, 40, 10 and 7.
- $15,000, 17-day trip to France for four travelers ages 40, 40, 10 and 7.
- $15,000, 17-day trip to the U.K. for four travelers ages 40, 40, 10 and 7.
- Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
- Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
- Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
- Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
- “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
- Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
- Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
- Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.
Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.
Seven Corners travel insurance FAQs
Yes, Seven Corners offers international travel insurance. You can buy standalone travel medical insurance or a comprehensive travel insurance plan that includes emergency medical and emergency medical evacuation benefits.
Yes, Seven Corners is a good travel insurance company. Its Trip Protection Basic plan gets 5 stars in our rating of the best “cancel for any reason” travel insurance. The more comprehensive Trip Protection Choice plan gets 3 stars in our rating of the best travel insurance.
Yes, Seven Corners travel insurance covers emergency medical evacuation if the facility where you are located cannot provide the level of care necessary for your medical condition.
Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.
Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.
